I don't mean to whine but I am certainly venting. I am so angry I can spit right now but I want to cry at the same time. Ever felt like that?
My husband and I both left great jobs in CA 11 yrs ago to manage a resort for his parents. My husband had a back injury and we really weren't certain that he could do carpentry anymore so his dad said he had his eye on a resort, would we like to manage it. We were really excited about it because this would enable me to stay at home and raise the kids while working behind the scenes as manager. Overall, it's been good but very taxing on our family.
Well, my new motto is that you don't get rich working for family. We took a BIG cut in pay to come up here because we live on the property and don't have to pay rent or any utilities. Also, several things get run through the business. One of the biggies is medical. The agreement was that we would receive medical in full because my husband's union job paid full benefits. So all this time my in-laws have been forking over med ins and paying the deductable.
Sound good, huh? While min wage in our state has increased by 34% in the last 11 yrs, our wage has increased about 2%. Last yr I couldn't even save ANY money towards retirement because the cost of living has increased so much. Oh, and did I mention that our FAMILY SIZE has also increased by 33% in the past 11 yrs?
To get to my point, his dad gave us a token raise in January. I was excited about this because then we would be able to save money for our IRA. Well, business isn't going well here and he is stressing out. It's real seasonal and this time of yr he gets a bit stressed. He told my husband that he is no longer going to pay out money towards med bills. He will pay the insurance but nothing else.
I am sooooo angry because he just took away the raise he gave us. My husband just injured his back BAD and had to go to emergency on Saturday. He is on Vicodin and Robaxin and the x-rays and CT scan showed 2 broken vertebrae. We want to see a specialist for an MRI to see if there is any disc material that is herniated.
Everything just seems so uncertain right now. We are in the middle of making plans to build our home here and my husbands attitude is like a swinging pendulum. He is worried about his back and whether or not it will be okay again. He is a HARD worker and a driven man.
I just want to cry and I am soooo ticked. I've never really done well with uncertainty and feeling like I have been jipped in some way. The rug just got pulled.