my wife is in the same situation..... she was forced into a career by her mother and grandmother that she ABHORS....... so she has a huge student loan that is horrible.
they call her and act like they are gonna take away her nurseing licence ........ which would mean she couldnt work...... no work......... no money....... no pay back debt..... lol. and the nazi's they hire are total bastards bloodsucking heartless zombies. they dont let her have the option of paying a reasonable amount each month.... they scream that she has to pay 300 a month...... which isnt gonna happen.
so how are they gonna be sure they get their money?? they take that ONE debt and make it into like 100 smaller debts and make it look like since she hasnt paid anything ( has a 10 year deferment) that all of them are in arrears and each month the number of days late her payments are....... grows.............. so her credit is shot to hell and not because she isnt paying her bills............(except that one).
she decided to call them and try to work out a normal payment plan and get right by consoladateing them....... then she could take a graduate course and become a psycologist and do something she is a natural at.......... well we had moved so they didnt have our new number............ so they were as sweet as honey...... yeah no problem............. oh of course we can work out that for you....... ok but first let me update your file...........
did i mention my wife is gullable? she gives them EVERY THING THEY ASK FOR.......... name of her new job and phone number, our phone number, address.......... EVERYTHING........... thats when they became heartless souless nazi bastard (*&^%$#$%^&*( again calling every night ect ect............. we blocked them.
we wanted to pay 50 a month and then when she went back to work long enough for us to be caught back up........ more.............. they said she HAD to give them 300 a month............ so she says..... not gonna happen i guess you will have to settle for the 0 a month your getting now...... CLICK......... block number..............
she is gonna pay them back eventually........ but she will pay the loan back directly without going through those people so they wont get their cut.
so........ make arraingements to pay something.......... even if its a small amount...... every month so they cant do the same to you......... so you will have the credit to get a car or a house if need be.
