During the second half of the twentieth century, retirees generally found that they could afford a reasonable standard of living. All except mugs like me who had an implicit belief in the biblical promises highlighted in the Watchtower. I'm not complaining about my lot, I take personal responsibility for my decisions to believe the rubbish in the bible, and by keeping on working during what would normally be retirement years I live OK. But it's no thanks at all to the Yahweh/Jesus combo god who filled my head with a pack of lies.
So what about witnesses these days? I've got no idea at all how much planning ahead witnesses are doing for their old age these days, but if they're still believing that Armageddon is only a few years away, as was a popular thought when I was young, then the forecast is that they are in for a miserable old age.
In Australia, which has a tax funded old age pension system, the government is warning that they will have to progressively lower the payments in the future. I imagine that it's a similar situation in the UK. And, for any witness today who thinks that the solution lies in the kingdom ruling the earth, before they get old - just consider that from the 1870's (the first predictions by Russell) until now is nearly 150 years of predictions that did not come true.
But worse is to come. Financial projections demonstrate that life in western countries is going to get harder.
(See, this article: http://www.atimes.com/atimes/Global_Economy/GECON-01-190315.html )
So, if anyone is thinking of relying on Jesus' kingdom for a retirement benefit - think again and start planning for a cash-strapped future.