I was rearended February 26.....my car was completely stopped waiting for a car to turn in front of me when a 3/4 ton truck rearended me going about 30 mph. The accident damn near totalled my car......fortunately both my son and I had out seatbelts on. He didn't suffer any injury.....but I did. My neck and shoulders.
My advice to you......go to your doctor IMMEDIATELY and SEEK AND ATTORNEY! When this first happened to me I didn't want to seek an attorney but my hubby insisted. I had a consult w/my attorney. I told him that I had no intentions of suing.....and then he explained to me just how it works in MN. First, before a claim can be made, (in MN anyway) you have to be incompacitated for 30 days, have medical bills amounting to $4,000 (Not including MRI or Xrays) and/or have a medical condition that lasts at least a year. The nice thing is that the attorney will watch out for you....and they don't collect any money unless there is a settlement. My attorney will receive 30-some% if there is a settlement, but you know what.....it will be worth every penny being that I haven't had to deal with one bill, not one phone call from the insurance company.....natta. I can focus all my energy on getting well.
My auto insurance covers my medical up to $20,000......but I am going to tell you......I suffered neck injuries that have been a pain. I have been going to Physical Therapy since March and am coming up on my last visit before having yet another recheck from my doctor in August.
The right side of my head hurts (apparently some cranial damage) and down the right side of my shoulders. I suffer from extreme headaches and stiffness.
Please, don't hesitate to get the needed attention. I know for myself, I want to make sure that ALL my medical needs are taken care of.
Edited by - scootergirl on 29 June 2002 12:31:32
