I thought this was actually a cool idea............if you were a real tightwad.
The Italian and the Bank
>
> An Italian walks into a bank in New York City and asks for the loan
> officer. He tells the loan officer that he is going to Italy on
> business for two
> weeks and needs to borrow $5,000.
>
> The bank officer tells him that the bank will need some form of
> security
> for the loan, so the Italian hands over the keys to a new Ferrari.
>
> The car is parked on the street in front of the bank. The Italian
> produces the title and everything checks out.
> The loan officer agrees to accept the car as collateral for the loan.
>
> The bank's president and its officers all enjoy a good laugh at the
> Italian for using a $250,000 Ferrari as collateral against a $5,000
> loan.
>
> An employee of the bank then drives the Ferrari into the bank's
> underground garage and parks it there.
>
> Two weeks later, the Italian returns, repays the $5,000 and the
> interest,
> which comes to $15.41. The loan officer says, "Sir, we are very
> happy to
> have had your business, and this transaction has worked out very
> nicely,
> but we are a little puzzled. While you were away, we checked you out
> and
> found that you are a multimillionaire. What puzzles us is, why would
> you bother
> to borrow $5,000?"
>
> The Italian replies: "Where else in New York City can I park my car
> for
> two weeks for only $15.41 and expect it to be there when I return?"
Gumby
>