My Sister With Four Kids Is Losing Her Home-Any Advice??

by Cicatrix 5 Replies latest social family

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  Cicatrix

  Hi All,

  I'm just kind of throwing this out there, because I'm at wits end.

  My sister is about to be put on the street because she can't make her house payments. The poor woman works like a dog, goes to college full time (the college has no student housing), and takes care of four kids on her own. The kid's father (whom she divorced for cheating and saddling her with all his debts) moved to the other side of the country, supposedly to obtain work and send her back some money . He says he is working, but has not sent her a single penny.

  Oh, did I mention she has a chronic disease that requires medication just to keep her alive? Or that she has to have surgery right now, too?

  I've told her she and the children can come stay with us until she can figure out what to do. I have no savings to help her, though. I had some money coming in from another relative who was graciously helping me with my schooling, and I already arranged to have that sent to her awhile back, but it is only a pittance, compared to what she owes.

  Social Services won't help, because they say she is too far in debt. When she asked for help early on, they told her she wasn't in dire enough straits then, and to come back when things got worse!!!!

  As if that weren't bad enough, she can't get a rent controlled apartment, because she has one child too many to qualify for the units that are available (and for those of you who are thinking she shouldn't have had so many kids-she was told that the medication she was on had rendered her sterile, that she would not become pregnant while she was on the meds and she probably would be infertile for the rest of her life. Then she got pregnant with TWINS while on the meds and had to endure a high risk pregnancy!! ).

  This woman is not your stereotypical welfare mom (and I'm not just saying that cause she's my sis). She works as full time as the economy will let her, is eligible for Phi Theta Kappa at college, but can't afford the freaking dues. Plus, she's dealt nearly her whole life with her illness with more grace than I've ever seen anyone have!! She puts my whiny little self to shame, and I'm angry because I can't help her any more than keeping a temporary roof over her head!!!

  Any suggestions would be appreciated.

  Thanks,

  Cicatrix
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  Cassiline

  ((( Cicatrix )))

  I really have no suggestions other then having the state help her collect child support from her dead beat ex. To do so would be much easier if they allowed her to file for assistance. This in itself assures that the state when paying her payments for welfare will go full force aginst the man who is not supporting his children. I have never in my life while helping those who are my clients heard of someone being denied assistance because they were too far in debt.

  This is a shame as she would be afforded medicaid which would help trememdously with her medicals. Perhaps she can appeal the decision which they made? She sounds like a strong woman who is in need and does not sound like some dead beat welfare mom.

  I hope you find relief as does she.

  Hugs

  Cassi
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  Cicatrix

  Thanks, Cassiline,

  She was able to obtain medicaid when she got pregnant with the twins. A sympathetic caseworker helped her obtain a court ruling that staid the state from kicking her off medicaid, due to her dire need for her medication, but that's all the aid she's been allowed besides her $ for school.

  At least she has that.

  I'll keep working on the rest.

  Thanks for your suggestions

  Cicatrix
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  Tashawaa

  I'm assuming the bank has started Foreclosure????? What stage are they in? Is it a typical mortgage? Are both her and her ex on the mortgage? Is she in the States or Canada? Has she tried to talk to her banker (what is left on her amortization or amount of the mortgage)? I'm in the financial industry, and if I could get some details, I may be able to give some advice.... If you want PM me.
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  Lady Lee

  We had a woman in a similar situation here in Winnipeg Canada.

  Her story was in the paper. She didn't want hand outs. But she needed help. And she got it. Where she was living stopped the process of having her evicted and others offered her a place to stay. She was sent money although it wasn't what she asked for.

  Someone offered to pay for her school to give her a break on that.

  She graduated top of the class and now has the job she always wanted.
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  yucca

  i think Lady Lee has answer . Go to newspaper and tell her story. I think there are generous people who have the means to help. Sorry I wish I could help.