Welcome aboard contramundum, lots of good advice here. Isn't it nice just to stay home and enjoy the TV or the garden... same here. Everyone's situation is a bit difference. I mostly just ignore comments from still-iners... but I do have a couple of favorite responses I use occasionally. "I'm just a slacker" or "I did my tour of duty,taking some time off, how 'bout you?" I have been in the same location for 30 years and do not plan on moving so every once in a while there will be a confrontation. "I don't care to talk about that now, maybe some other time..." works well in that case. Hope everything go well for you.