I have mentioned in the past, that the WTS has a lot of their net/gross worth in property,etc. Now cash, especially available cash, not so much. Cash flowing is a necessary thing, using property as collateral is an iffy situation when applying for loans (yes the WTS takes out loans from non-jw sources). I am not an investment expert, but..the WTS does invest their money, and so far, the revenue from those investments have been up and down and down drastically in some periods, making breaking even a plus for them. (remember 2008) I do believe that many jws are not leaving but they are voting with their wallets, not donating to the WT organization, so far donations can be anonymous (that is eroding now too). Many jws income has gone down too, and big donations from "wealthy" jws. I feel that if on an average that number of jws gave $10 a month, what would that be. More than big donations from a few. Yes, the WTS is cutting back on services, making the congregations pick up the slack. In this area, the regional conventions were all scheduled at the assembly hall. Yes, the rent goes directly into the WTS pockets. I'm sure others on here know of other saving procedures the WTS has been taking.