Nothing is more valuable than self education, with a good self education you can make the most of the formal education. Formal will make you a living, self will make you a fortune.
Life is scary and that is good, learn, grow, progress.
What do you love? not for work, but what are you excited to talk about? Aligning your passions with your career is something a lot of us raised in never were encouraged to do, you are young and have a chance to do it.