When someone tells me they need assistance I listen as I take them to the grocery store and let the fill a basket and I pick up the tab. Then give them some cash. I am not wealthy but if I can't help.......
I remember my father, while growing up, on many occasions helping jws at the hall or even people who came only once and ask for help watched him take the cash out of his pocket.
My father told me a poor man can be of little aid to those in need as they are almost in need themselves.
He has not attended in years but told me one of the jws came to him for assistance the other day, which he provided.
Helping one's fellow man is benificial for both of you.
Some may not share this point of view but my belief is that one can be used by the holy spirit through thes acts of charity and also carries a blessing for the bestower.