Mincan

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Posts by Mincan

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  37

  Are you a victim of the Sub Prime lending fiasco?

  by katiekitten in

  1. jw
  2. friends

  ive been reading some terrible reports about the american mortgage market, and the subprime mortgages aimed at people with poor credit ratings and poor ability to pay.

  (and of course poor ability to understand complicated and deliberately obscure contracts).. frankly the whole thing is exploitation in the extreme, imo.

  there was one report on the bbc about how poor black areas were targetted, and people were given an introductory offer of 1% and not told that this offer lasted only one month before ballooning to 17 or 18%.

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  Mincan

  When it comes right down to it, the borrower is the one at fault. The borrower knows his financial circumstances better than anyone else, how can someone else be responsible for his actions?

  Oh, I'm sorry, when did lenders start giving mortgages out to people with no jobs, or people that couldn't ever afford the house in the first place? Why did lenders start giving out down payment free mortgages. I'm sorry, but people will do what you let them do. It's the lenders fault, not people who want a freakin roof over their head moron.

  Oh wait, I know why they did it, because after the dot-com bubble bursted they needed another bubble to keep this economy based on the idea of infinite growth going. Especially a "post-industrial" tertiary based economy that produces nothing of value and essentially has everyone taking out each other's laundry.
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  37

  Were you ever afraid of demons?

  by Regretful_J in

  1. watchtower
  2. beliefs

  hello everyone, my story is a unique one i suppose but here it goes.,, ever since i was a little boy whenever i would voice my objections about this religion my parents would tell me im making satan happy and that i'm inviting demons into are house by saying and thinking things like this.

  my parents are such religious fanatics that it seems like nothing i do can ever be good enough for them.

  to this day they always claim that they come down hard on me like this because "they're trying to protect me".

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  Mincan

  I believed the party line then, even now, when I wake up in the middle of the night in the dark I fear them...getting better now.
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  37

  Are you a victim of the Sub Prime lending fiasco?

  by katiekitten in

  1. jw
  2. friends

  ive been reading some terrible reports about the american mortgage market, and the subprime mortgages aimed at people with poor credit ratings and poor ability to pay.

  (and of course poor ability to understand complicated and deliberately obscure contracts).. frankly the whole thing is exploitation in the extreme, imo.

  there was one report on the bbc about how poor black areas were targetted, and people were given an introductory offer of 1% and not told that this offer lasted only one month before ballooning to 17 or 18%.

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  Mincan

  Do you mean am I a victim of the economic paradigm of unlimited growth?

  Well we all know eventually unlimited growth will hit the wall of finite earth... imagine the earth as a petri dish with a 10% sugar solution, and that we are yeast. We use up the sugar as fast as we can and have exponential growth (a population bloom). We "shit" out alcohol which poisons us and eventually once the sugar is gone and all that is left is alcohol, we have a die-off.

  Am I victim of fractional reserve banking, fiat currency, liquidity, etc? Doubt it, I'm just a minor cog.
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  31

  Oil Nears $100/Barrel--What Do You Make of It?

  by owenfieldreams in

  1. jw
  2. friends

  http://apnews.myway.com/article/20071101/d8skq1po0.html.

  looks like we here in the good ole us of a may be paying $3.50/ gallon when spring hits next year, if this trend continues.

  china's predominantly state-owned oil company surpassed exxon today in market value, and they are currently drilling not far off the coast of florida(by way of cuba).

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  Mincan

  If you're still one of those who feels that the oil companies need to maintain their high profit margins due to "exploration" and other "research and development" programs, you need to rethink that line of reasoning.

  Yes, if one does their research they will learn that Global Discovery peaked in 1962. In 2003 and 2004, not a single field over 6 million barrels was found, to put that in perspective, the world uses 85 million barrels a day.

  The companies are no longer doing exploration, because everything has been found and tapped. You can check their expenditures yourself if you don't believe me.

  Do you know how companies are appearing to "get" more oil? Mergers. They then claim the reserves of that company as their own.

  Here's a nice little graphic to maul around:

  
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  31

  Oil Nears $100/Barrel--What Do You Make of It?

  by owenfieldreams in

  1. jw
  2. friends

  http://apnews.myway.com/article/20071101/d8skq1po0.html.

  looks like we here in the good ole us of a may be paying $3.50/ gallon when spring hits next year, if this trend continues.

  china's predominantly state-owned oil company surpassed exxon today in market value, and they are currently drilling not far off the coast of florida(by way of cuba).

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  Mincan

  “If the American people understood what’s going on all over, there would be a revolution tomorrow morning,” exclaimed the man, who said he was a retired eastern Iowa farmer.

  Didn't the original Rockefeller utter those words? He was part of the New World Order...
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  13

  Earth will or will not pass/fade away?

  by bite me in

  1. watchtower
  2. bible

  i've learned that jw's are taught that the current earth will never fade or pass away, how is that possible if our bibles tell us that it will.

  .

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  Mincan

  Laws of Thermodynamics and entrophy.

  4 billion years from now, Sun goes supernova, then will become a white dwarf.

  15 billion years or so, no more stars, universe will not be a hospitable place for them any longer.

  A few billion years more, the universe itself will die from heat death.

  (Mincan, of the ADHD aka Nothing Makes Me Happy (NMMH) crowd)
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  110

  Do you wash your hands after using the restroom?

  by John Doe in

  1. jw
  2. friends

  i've noticed a disturbing trend where 90% of guys don't wash their hands after using the restroom, and probably 25% don't even after number two'ing.

  encouragingly, about 80% of the guys in law school do wash their hands.

  (i know it's weird, but i count) .

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  Mincan

  "In reality" I know I don't want to be sitting on a toliet(without a wall) next to a lady doing the exact same thing.

  Exactly, that sentiment is accultured.

  Go to Africa.

  Or, go back in time pre 10,000 years.
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  50

  Is Your Personality Quite Different In "Real" Life Than It Is Here?

  by minimus in

  1. jw
  2. friends

  are you pretty much the same here as you are in real life??

  ?.

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  Mincan

  Perhaps here my true personality comes through... I don't know.

  I'm usually very nice to people, and definitely not as confrontational and cynical as I have been here the past few days... withdrawal perhaps...
• 
  110

  Do you wash your hands after using the restroom?

  by John Doe in

  1. jw
  2. friends

  i've noticed a disturbing trend where 90% of guys don't wash their hands after using the restroom, and probably 25% don't even after number two'ing.

  encouragingly, about 80% of the guys in law school do wash their hands.

  (i know it's weird, but i count) .

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  Mincan

  Who even invented having guys stand at a stall next to eachother? Not literally who, but why? I think that should be a private matter reguardless of what you have to do.

  That's a completely accultured statement... that has no basis in reality.
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  110

  Do you wash your hands after using the restroom?

  by John Doe in

  1. jw
  2. friends

  i've noticed a disturbing trend where 90% of guys don't wash their hands after using the restroom, and probably 25% don't even after number two'ing.

  encouragingly, about 80% of the guys in law school do wash their hands.

  (i know it's weird, but i count) .

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  Mincan

  Personally I'm a "pull down" guy.

  Personally, I'm a pull the front of my pants and boxers and rest them under my balls, my balls hold them down kind of guy.

  Reminds me of that awesome classic ACDC song "Big Balls"

  "Some balls are held for charity, and some for fancy dress, but when they're held for pleasure they're the balls that I like best"

  "My Balls are always bouncing to the left and to the right, it's my belief that my big balls should be held every night"

  gonna go listen to that now....