I spent my childhood in NJ, going out in service in the ice cold winter, then the latter years I spent in the blistering heat in Georgia. Service sucks no matter where you are.
Dorktacular
JoinedPosts by Dorktacular
-
42
Where was the joy they kept taling about
by heybaby inok, so i have been thinking about my time as a jw (i'm fading out - read my other posts for background info).
you know how you always hear how the ministry will bring so much joy and contentment, yadda yadda yadda?
i always hated service...always!!
-
-
-
33
Name Things That Are Uniquely "Special" To Jehovah's Witnesses
by minimus injws have certain must haves.
for example a jw needs his or her own "bookbag".
an elder needs an "elder case", something very big, because after all, he's an elder!
-
-
Dorktacular
A bag full of Watchtower literature in your car at all times, just in case you're carjacked and the carjacker needs something to read. It may change his life!
-
72
Bank of America took $3000 out of my checking account without telling us!
by LovesDubs inwe are filing bankruptcy in three days.
we finally got enough money together, which included our government incentive check, to pay the lawyer to do it and last night saw two withdrawals from our checking account!
perfectly legal the bank says.
-
-
Dorktacular
That is absolutely right: you don't tell anyone you're going to file. Your creditors will go into hyperdrive trying to do anything to get whatever they can. The first clue that you've filed for bankruptcy should be the notice to the individual creditors from your lawyer. After that happens, tell them to all buzz off and never to call you again.
Also, after you've been to court and your bankruptcy is declared, beware of creditors trying to get you to "reaffirm" the debt you've just finished getting discharged. They will be right there at the courthouse waiting for you. Do NOT reaffirm the debt. They will promise you that you will have a line of credit with them and that it will help your credit, but it will not. When you pay them off, they will lower your credit limit to $0.00 and the debt will still be listed as a charge off or included in the bankruptcy. It won't help you other than making you feel better about paying them back! LOL
-
72
Bank of America took $3000 out of my checking account without telling us!
by LovesDubs inwe are filing bankruptcy in three days.
we finally got enough money together, which included our government incentive check, to pay the lawyer to do it and last night saw two withdrawals from our checking account!
perfectly legal the bank says.
-
-
Dorktacular
Yes, they can try to garnish wages, but only after a judge gives the OK. Even then, garnishment is appealable, kind of like child support payments. And, under garnishment, they can't take your whole paycheck. I forget what the maximum percentage is. But, they can, and will take your entire bank account. They usually wait until your direct deposit goes in from work, and then blammo! Your account is toast.
-
21
Resoltions at the cong
by Iwonder17 inso last night, our cong asked us to pass a resolution.. what i noticed was, the elder reads the resoltion and then asks for everyone in favor, while he is looking down.. all of the dubs just raise their hands, and before even looking up, th elder says, ok, we'll approve this and send it off.. what a joke !!
why even bother.
just make the rules and tell them people, don't give them the illusion that they have a say in the matter.
-
-
Dorktacular
My father and one other elder would question resolutions all the time. Some would get irritated, but when you're talking about the distribution of money or other assets, there are important questions that must be asked before giving it the nod of approval. My father would usually ask how much, how many payments, and for how long.... did we get other estimates? etc., etc. The fact that people would just raise their hands like idiots was scary. Usually, people who raise their hands and don't ask any questions are the same people that can't manage their own finances, either.
-
31
What Draws Out The Lurker/Newbies
by Not Feeling It ini'm sure this has been discussed.
i was wondering what attracts a lurker/n00b to post for the first time.
i made my first post in someone else's thread eschewing the "hi, i'm new" thing.. for anyone, particularly the lurkers/noobies:.
-
-
Dorktacular
What draws out the "newbies" is what drew out the rest of us! There's a reason why there are so many of us here.
-
72
Bank of America took $3000 out of my checking account without telling us!
by LovesDubs inwe are filing bankruptcy in three days.
we finally got enough money together, which included our government incentive check, to pay the lawyer to do it and last night saw two withdrawals from our checking account!
perfectly legal the bank says.
-
-
Dorktacular
It is perfectly legal for a creditor to seek out funds if you owe them money and are delinquent. That goes for any creditor. If you go to small claims court and win a judgement against someone, you have the legal right to "hunt" for their liquid assets and seize them to satisfy the debt owed. That is why if you are in financial trouble you STOP paying with checks, keep only minimal amounts of money in the bank and start paying everything in cash or with a money order. AND NEVER give a creditor your checking account number and routing information over the phone to make an electronic payment. They can, and will empty your account if they feel you are going to bale on the debt. It may seem "insensitive", but that's the way the game is played. A creditor gives you money because you promise to pay. When you stop paying, they aren't going to forget about it; they are going to get their money any way they can.
I know. I filed for bankruptcy 6 years ago. I was a single dad with a baby who's mother took off and left us for dead. I had no money. After about 18 months of getting harrassing calls from debt collectors and trying to work out payment agreements with creditors (who wouldn't work things out with me...) I had to throw in the towel and file. The lawyer I hired and the judge who was in charge of my bankruptcy both asked me the same question: Why did I wait so long to file? Hello!!! There's a reason why I haven't been paying my bills! I have no money! What made them think I didn't have money to pay bills, but I had $1,500 hanging around to pay an attorney?
I had Bank Of America accounts at that time, and I still do. Nobody tried to empty my accounts but I think that was because my accounts were already empty. If you file for bankruptcy and you get to keep your house, you're ok. After about 6 months I got a credit card and my credit score started to go back up. My credit was back to normal in about 4 years, even with the bankruptcy still listed on my report. I know the rules for bankruptcy have changed and you may still have to pay on the debt. I didn't have to pay mine. Just hang in there and try to file as quickly as possible, because the longer you wait, the more chances your creditors have to come after you and even obtain judgements against you, which aren't able to be discharged in a bankruptcy.
-
57
Fried Chicken
by snowbird ini just copied this little nugget of information from real restaurant recipes.. southerners are the first to declare their fried chicken recipe as being the best, but southerners weren't the first to fry their chickens.
the scottish people who settled the early south apparently introduced fried chicken in the united states.
they liked their chicken fried rather than boiled or baked as was normal for the english in the northern states.
-
-
Dorktacular
My wife makes curry chicken. It's so hot and spicy it will melt your fork. I like fried chicken, but it's so bad for you. We make "fake" fried chicken in the oven sometimes.
-
61
My Marriage just ended I feel so sick and stressed please help me. Serious.
by Witness 007 inmy wife and i split from the witnesses about 2 years now....and now she says we need a divorce asap!
she doesn't want to work thru it.
lately and for awhile she has been amazingly aggressive to me.....and pretty much everyone else she knows.
-
-
Dorktacular
007, Sorry to hear what you're going through. On behalf of your wife, I know that severe back pain can make people act like a wild animal. I've been through it. But, my back pain has never made me tell my wife I want a divorce ASAP. When people start spouting stuff like that to their spouse, the trust is over. And, for me, if the trust is over, the marriage is over. Maybe it's best to move on. I know it sucks and it feels like you've been hit by a truck, but things will get better and you'll probably be better off for it.
-
140
Stuff White People Like
by snowbird inis the title of a book by christian lander.. anyone look at it yet?
the reviews are pretty good; some made me lol.. sylvia.
-
-
Dorktacular
Awww... come on, MsMcDucket, The Simpsons is the greatest show in the history of man. It's starting its 20th season this fall! Give it a try.