acolytes

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Posts by acolytes

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  113

  Should I walk away from my "underwater" home?

  by The Berean in

  1. jw
  2. friends

  millions are now facing the dilemma of making house payments on a property that is not worth what is being paid.

  .

  after originally promising to repay the bank, is there a "moral" obligation to continue in a dwelling, even at a loss ... or is it best to exercise the "legal" right of foreclosure and pay the consequences ?.

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  acolytes

  Hi Robcar If your comment about not being able to get an appointment with a bank is true, I think that is smameful-

  In England and Sweden their would be no problem to see the bankmanager who would lot at your complete financial situation and try to come to a positive situation.

  The Berean Iam not qualified to advise on the American system. Only to say consider the consequences of walking away carefully. Ie who benifits you or the bank if you walk away? I think the bank benifits. Secondly take the long term view how much do you think the home will be worth in 10 years.

  All The Best

  Acolytes
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  19

  American TV sucks

  by acolytes in

  1. jw
  2. friends

  let me just say i think american t.v is the most entertaining in the world.. i love the citcoms (seinfelt, everybody loves raymond ect ect) i grew up with rawhide, the virginian, star treck, rovkford files, starsky and hutch ect ect.. at the moment iam watching americas got talent (maybe it hasnt) but the shows great entertainment.

  then i rememberd when i was in the u.s and how i felt american t.v sucked with all those commercials.. tell me do you have non commercial t.v.in the states?.

  how much time is given to commersials with a 22 minute seinfet episode?.

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  acolytes

  Let me just say I think American T.V is the most entertaining in the world.

  I love the citcoms (Seinfelt, Everybody loves Raymond ect ect) I grew up with Rawhide, The Virginian, Star Treck, Rovkford Files, Starsky and Hutch ect ect.

  At the moment iam watching Americas Got Talent (Maybe it hasnt) but the shows great entertainment. Then I rememberd when I was in the U.S and how I felt American T.V sucked with all those commercials.

  Tell me do you have non commercial T.V.in the states?

  How much time is given to commersials with a 22 minute Seinfet episode?

  Do the adds spoil the shows for you are are you used to it?

  Acolytes
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  11

  To those working against the W.T from the inside,

  by acolytes in

  1. jw
  2. friends

  to those working against the w.t from the inside.. are you not still forced from without to conform, and from within to rebel, therefore any compromise is related within the confines of conformity.

  therefore is not your protest set by the society and its social order you have allowed be erected before you?.

  acolytes.

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  acolytes

  Actually those working against the watchtower from the inside are the G.B.

  Fortunatly they are so deff dumb and blind to this that they dont even understand it . (See wt april 15th)

  Acolytes
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  113

  Should I walk away from my "underwater" home?

  by The Berean in

  1. jw
  2. friends

  millions are now facing the dilemma of making house payments on a property that is not worth what is being paid.

  .

  after originally promising to repay the bank, is there a "moral" obligation to continue in a dwelling, even at a loss ... or is it best to exercise the "legal" right of foreclosure and pay the consequences ?.

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  acolytes

  Hi Jeff.( Forgive me if my simplification missed an importantant point you made .)

  You said" Can you afford the payment." If the answer is NO you need legal councel- (What can legal councel do?)

  My answer is why. How do you benifit from it?)

  My advice.

  A. See the bank have the terms of the contract changed.

  B. Find a tennent to help with the repayment.

  Jeff maybe the system in England to America is different with property. Interestingly I believe 80% of wealth in America is inherited through property. If my statistic is true good advice must be "hang on in their"

  Acolytes
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  113

  Should I walk away from my "underwater" home?

  by The Berean in

  1. jw
  2. friends

  millions are now facing the dilemma of making house payments on a property that is not worth what is being paid.

  .

  after originally promising to repay the bank, is there a "moral" obligation to continue in a dwelling, even at a loss ... or is it best to exercise the "legal" right of foreclosure and pay the consequences ?.

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  acolytes

  Hi Guys

  Interesting comments. To stay on topic "Berans" has any of this advise helped?

  Acolytes
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  29

  My Mother Still Prays For Me To Come Back To The "Truth" Every Day!

  by minimus in

  1. jw
  2. friends

  she told me yesterday that she holds out hope for me to be like the prodigal son and come back.

  (between us, i don't think that's gonna happen)..

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  acolytes

  Minimus

  I envy you. And admire her missplaced loyalty.

  Acolytes
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  113

  Should I walk away from my "underwater" home?

  by The Berean in

  1. jw
  2. friends

  millions are now facing the dilemma of making house payments on a property that is not worth what is being paid.

  .

  after originally promising to repay the bank, is there a "moral" obligation to continue in a dwelling, even at a loss ... or is it best to exercise the "legal" right of foreclosure and pay the consequences ?.

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  acolytes

  Hi Rodar

  You are absolutly correct Iam not qualified to give any advice on the U.S system. The term paralegal was foriegn to me.

  However to succeed in any activity is to escape the bad effect of unhealthy thinking. A healthy positive attitude to life( ie this is my home and iam going to keep it.) This attitude is better than giving up on the dream-When you buy a home it is a dream. If the dream goes wrong it becomes negative thinking a prison with golden bars- Give up on the dream pay somebody elses mortgage forever and ever.

  Rodar Iam not a financial advisor.(Unless free advice is worth anything) I havnt worked for 15 years- I retired at 35 because I invested in property. However when I first bought property suddenly its worth was 20% less than I purchased. I fought it out and I won.Because every 10 years property prises double.

  Simply speaking a house with 30% negative equity (U.S.A or England) today will have a positive equity of 30% 5 years from now.ITS THAT SIMPLE.

  Acolytes
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  113

  Should I walk away from my "underwater" home?

  by The Berean in

  1. jw
  2. friends

  millions are now facing the dilemma of making house payments on a property that is not worth what is being paid.

  .

  after originally promising to repay the bank, is there a "moral" obligation to continue in a dwelling, even at a loss ... or is it best to exercise the "legal" right of foreclosure and pay the consequences ?.

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  acolytes

  Rodar you cannot truthfully say that "nobody on this forum is qualified to advise "Beraren"

  Bearen consulting an attorney is good advice.? The same legal advice would usually have said go to the banks(If you need a mortgage) in the first place.( Which was the correct advice. )But would they have educated you on which policy?

  Rodar I can truthfully say Iam qualified to advise. The advice I have given in my posts is better than that any legal representative can give.

  Rodar why do you ask Bearen to seek legal representation? Bearen needs financial management advice.

  Acolytes
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  13

  The Complete Dubs Guide For Dummies

  by God_Delusion in

  1. watchtower
  2. beliefs

  hello guy's, gal's and jehovah's witnesses,.

  i would like to thank farkel for today's blog, for it was his post "dub for dummies" that inspired me to write (or you could say, digitally enhance farkel's fine work) the following;.

  the complete dubs guide for dummies.

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  acolytes

  Hi Farkel

  This reader "Would regard it as the highest form of compliment" The originator of that sentence is dead. His words remain.

  Acolytes
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  9

  Status within the Org

  by Luo bou to in

  1. jw
  2. friends

  have you ever noticed that within the cong if your not a elder or ms you have no status.

  you may be educated, successful and respected by your worldly colleagues but that counts for nothing.

  any elder with the intellect of a flea who is incapable of having an intelligent conversation thinks he is a superior somebody 'cause he can parrot wt rhetoric.

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  acolytes

  Actually Lou Bo too

  .A meak ministerial servent (So meek he would never make an elder) has great status within the congregation and particularly with maniputive elders.

  Meak ministerial servent( To meak to be an elder)=congregation dogs body.

  Acolytes