SBF - Numbers 1 - 5 seem to be beyond dispute.
Some seem to think that the GB have all of these issues under control and are in the process of seamlessly changing their business model to accommodate them. I don't see how the evidence can be reconciled with that view.
Having huge reserves can mask a crisis for a long time but I agree the cracks are showing. "Jehovah will provide" must be starting to sound a bit hollow.