Not everyone who pioneers ends up poor, though. Me and my wife did very well. I did need to go off the Pioneer list for 6 months in the 70's, but, rejoined. We were considered more wealthy than many in our congregation. We had things that the majority in the congregation couldn't afford. i.e. cable, colour tv, nice vehicle, nice clothes, took trips, etc.
I did go off when my family increased.
I remember some that did struggle, though.