When I was an elder I was always concerned about personal liability in a csa case. I even asked the other elders and PO if we should purchase liability insurance. They laughed at me and said "No, the WT legal department will handle that." Will the WT pay the fines for the elders in the recent cases?
It also troubled me I was able to know who the abusers are and protect my own children but the rest of the congregation would not have this knowledge. I would look around the KH and see all the families and think how dangerous this is...