1995 Generation change jumpstarted my MO part of PIMO...the CSA scandal and Dateline in 2001 pushed me almost entirely mentally out.
Family ties keep me PI. So I smile when people in service groups talk about stuff like this. I was a child in 1975 so I have no strong memory either way but after 1995 I made sure I went to school, looked for a good employer that offers 401k and maxed my contribution out.
If you were a smart JW back in the 90's and started to "wake up" shame on you for not preparing!