Personally, we're OK - everyone in the house is working, mostly remotely from home, so costs are down. We renewed our mortgage a couple of years ago at 1.7% and should be able to pay it off before it renews again. We also switched to fixed-price energy plans and now it's summer we won't use much gas for heating. That's the insidious part of all this - a lot of the costs now are carbon taxes and then sales-taxes on top of that (so your bill still goes up even if you use less and the prices don't rise). This is to supposedly dissuade use, but that isn't an option when it's -30 degrees ... and some people will be making the choice of whether they keep warm or they eat.
We try to support local restaurants and stores as much as we can. But the fabric of society is definitely being impacted by this. You can feel it.