As I read through all of this, I wonder, "Does it matter?" There might be a supernatural personage somewhere in the universe that watches over all of us... and there might not be. Prayer might simply be a conversation with another part of your own psyche... and it might not be. I don't know, and to me, it doesn't really matter.
All I know for certain is that saying a prayer to the Goddess (my deity of choice) makes me feel better, and life seems to make a little more sense. No, I don't expect or even ask for Her to solve all of my problems, but... my conversations with Her have never caused me any harm, and they often help me find a strength I never knew I had.
I don't really care what others believe as long as they don't bother me with it, but I've found something that feels right to me. As long as your beliefs enhance your reality instead of simply blinding you to it, what difference does it make?
*Rochelle.
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"Most men complacently accept 'knowledge' as 'truth'. They are sheep, ruled by fear."
-- Sydney Losstarot, "Vagrant Story."