Anyone else have any money-saving tips?
I love your money saving tips. I think they are practical and realistic, based on the actual way people live. Many times I see people talking about canceling services and IMO that's not realistic since it's pretty much something that people want/need to have.
So I guess my tip is have a nice attitude about money and be realistic about the lifestyle you want/can have vs an attitude of complacency and/or keeping up with the joneses.
Money is to be respected, and it also has to flow for it to grow. The right attitude about money and the business part of life is something that I as an ex-JW had to learn.
Prepare, save and plan for retirement
Increase credit car payments; use debit when possible
Pay your student loans, avoid defaulting on them and use the advantage of disbursement if/when necessary, but pay them off.
When it comes to technology and electronics, it's not wise to have the absolute latest (ask anyone who went ahead and got a Samsung Note S7)
Buy clothing that can be reused (ass opposed to trendy clothes that go out of style in three months)
Save to buy a house instead of renting
Stop credit diarrhea and borrowing money
A trip to the mall doesn't have to involve a large latte and other things that people normally don't plan to spend additional money on
Keep track of your expenses for one or two months, record every penny spent; that can give you a realistic idea of what your actual budget should be (You'll be surprised!)