joe134cd: The issue is doing a degree so late in ones working life and the earning potential in order to recover costs of the training and the effort required to get it. Is it really worth it.
Good point, joe. Obviously one needs to do the math.
But getting a degree, even an advanced degree, later in life can be very worth it.
In my own case I got my BA in my 40s and my MA in my 50s. My student debt for both was/is (I'm still paying it off) around $50k US. My earnings over the remaining working years of my life will be many times more that amount. In fact, as a result of the MA alone I will make about $200k more over the next 10 years. So it's really a no-brainer from the financial standpoint alone.
More importantly, I am working doing what I want in a field that is very personally rewarding to me: education.
BTW, when I became a JW in my 20s, I did the usual gig in my neck of the woods and became a poolman. To put it mildly, that was not the career for me. YMMV.