As promised here is the link to how i answered the loyalty question.
When I think about it now I wasted too much time with the elders.
In the Australian Royal Commission GB member G. Jackson said that you don't need to disassociate or be disfellowshipped. He said that it is possible to be inactive and remain so.
A friend of mine disassociated lately. After they got the letter the elders said he didn't need to take that step. He could have faded.
They are truly hypocrites.