I like Pams girl's quote;
"Don't be afraid to die, be afraid that you haven't lived...."
If you you think about it, that's probably what the real fear is...that you haven't or are not presently really living.
What would really really living look like to you? ...What does it feel like? What does it smell like? Who is there? What are you wearing? Where are you?
Start taking steps toward that picture today.
I recently read something I thought was pretty brilliant. Ask yourself, Where do I want to be in 5 years? And then start having a small piece of that now.
For instance, let's say you want a life where you take a fabulous vacation every 3 months. Well make plans to go ahead and take whatever vacation you can afford now every 3 months - even if its just going out of town and staying with a relative for the weekend. Start the habit now and build from there.
You want to be the person going for a jog 3 times a week? Start walking for 10 minutes 3 mornings a week now.
Don't keep saying "one day I'll..." or "wouldn't it be nice if...." Have a taste of it now.
When you are really living and creating the life you want you don't think about death.