Holy Crap! My bank account has been emptied by fraudsters!!!!

by nicolaou 35 Replies latest jw experiences

  • nicolaou
    nicolaou

    Hmmm, not sure how I came to post this under 'entertainment' but it is for real. I'll be getting my new card with 4 days. The fraud section of my bank (NatWest) said that it was most likely my card had been skimmed at a Filling Station ATM. It seems that the card details are sold on to buyers worldwide for as little as 50 cents to $5 for 'gold cards'.

    Make sure you look at the card slot next time you use a cash machine.

  • upside/down
    upside/down

    That's what happens when you buy porn online!

    hehehhe...

    u/d

  • daystar
    daystar

    The best things you could do is just make sure you shred all documents that have sensitive information on them, Social Security numbers, drivers license numbers, credit card numbers, anything like that.

    Never, ever, give out your Social Security number over the phone, for any reason. If they ask for it, refuse. They can't make you use it. If your insurance uses youir SS# on the cards or as an ID, call them and demand that they change it. I had to do this myself.

    Even doing all of that, my CC# was jacked twice. And I never used them online. There is always a way to get CC#s, etc. Complete security is an illusion. Do the best that you can to limit the possibilities and make plans for when it happens. Don't keep all of your money in one debit card account, for example

  • lawrence
    lawrence

    Nic-

    A shame, but mind you ... after 4 wives I don't have to worry, everything has been emptied - twice over!

  • What-A-Coincidence
    What-A-Coincidence
    That's what happens when you buy porn online!

    hehehhe...

    u/d

    not speaking from experience are you u/d?

  • Elsewhere
    Elsewhere
    I had my identity stolen and it was so horrible to straighten all of that out.

    I hate shit like this more than you could imagine!!!

    If it were up to me, Identity theft would be a Federal Offence with a MINIMUM of 10 years in Federal "Bang you in the ass" Prison.

    On top of that, the perpetrator must compensate the person in full with punitive damages. Once all of that is paid up the perpetrator will then be liable $1000 for each and every inconvenience it causes the victim for as long as any inconveniences continue to occur. Got declined for that car loan? $1000. Got declined for the new credit card? $1000. Got declined for that new refrigerator? $1000. Got a letter from a collection agency? $1000. You get the idea.

  • DannyHaszard
    DannyHaszard

    I get bombarded with phishing emails i don't even look at em delete tag all

    Why is it called phishing?

    In the mid/late 1990s, people tried to obtain AOL screen names and passwords which would allow them to gain free online access, by directing AOL users to fake websites. Details captured in this manner were traded with other people and were referred to as "phish". The term phishing comes from the analogy that the fraudsters are "fishing" for information in the sea of Internet users and the "ph" spelling has its origins in the hacking community when phone "phreakers" used to manipulate telephone exchanges to gain free calls.

  • BluesBrother
    BluesBrother

    This is the second case , local meaning here in the UK, that I have personally come across this week. I wish I knew the answer. My workmate swears he never used it on line or divulged his personal info.

    So much for the security of "chip and pin"

  • DannyHaszard
    DannyHaszard

    fish´ing) (n.) The act of sending an e-mail to a user falsely claiming to be an established legitimate enterprise in an attempt to scam the user into surrendering private information that will be used for identity theft . The e-mail directs the user to visit a Web site where they are asked to update personal information, such as passwords and credit card, social security , and bank account numbers, that the legitimate organization already has. The Web site , however, is bogus and set up only to steal the user’s information. For example, 2003 saw the proliferation of a phishing scam in which users received e-mails supposedly from eBay claiming that the user’s account was about to be suspended unless he clicked on the provided link and updated the credit card information that the genuine eBay already had. Because it is relatively simple to make a Web site look like a legitimate organizations site by mimicking the HTML code , the scam counted on people being tricked into thinking they were actually being contacted by eBay and were subsequently going to eBay’s site to update their account information. By spamming large groups of people, the “phisher” counted on the e-mail being read by a percentage of people who actually had listed credit card numbers with eBay legitimately. Phishing, also referred to as brand spoofing or carding, is a variation on “fishing,” the idea being that bait is thrown out with the hopes that while most will ignore the bait, some will be tempted into biting.

  • Poztate
    Poztate
    Even doing all of that, my CC# was jacked twice. And I never used them online. There is always a way to get CC#s, etc. Complete security is an illusion. Do the best that you can to limit the possibilities and make plans for when it happens.

    In Canada the credit card companies and banks don't give a shit about security. Each month my bill was sent to me with the full credit card number listed in the invoice. I phoned to complain as theft from the mail is VERY common in Canada. It is believed organized crime is involved in identity and credit card thefts.Credit cards are commonly renewed through the mail also with very few security checks. In spite of this they were not concerned over my protests. They make so damm much money they can afford to loose a billion here or there and not even notice. My final protest was to cancel the card.

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