Actually, it is a fallacy that unofficially JWs cling to that they will have individual protection. There was a family murdered at a rest stop in Tennessee a few years back on the way to or home from a DC.
Especially when you hear "experiences" at these same DC's about families enduring hardships to make an assembly and how it must have been due to Jehover's protection that they made it safely.
Time and unforseen occurrence befall us all...