I haven't noticed too many hardships in my financial life--yet. I pedal right by those gas pumps, so I am not affected in that way by high gas prices. Food is moderate, too. When I have to start paying $500 a month for internet access and $200 a month for Rhapsody, then I will start having trouble.
And I am not going to fall for the Washtowel campaign about the economy being a sign from God to go back to the Washtowel Slaveholdery. If I did that, then real money problems would begin. Money for rides. Money for suit dry cleanings. Money for field circus supplies. Money to keep replacing things that I "should have known were inappropriate" that I had just bought a month ago because they were then the rules. Money for the Worldwide Pedophile Defense Fund. Money for contributing for gas for field circus. Money for items at Starbucks (and, of course, leave the cute girls that are running the place the fxxx alone, because they are worldly people that are only going to die). The list is endless.
As I see it, it could be much worse.