JD, I'll bet you have health insurance, don't you ? I'll also bet you feel confident (like he did) that your job is safe ? Permanent ? You're fairly healthy and don't think you'll ever have one of these life 'sea-changes' ? You'll never have the dreaded 'pre-existing condition' curse ?
Did I get anything right ?
I have health insurance, that might as well not be there. It covers very little. I have a part time dead end job that is not safe. I am not healthy, having suffered all my life from numerous problematic and expensive health conditions. I've already went through two major life course changes because of health. I have a pre existing condition, and am very familiar with the "curse."
All of which is irrelevant to the discussion.