Think about it!
Insurance companies don't want to pay out. Its not in their business plan. If there is even the slightest chance the person was breaking the T&Cs of their contract they will be all over it! I have a friend who works in the PI business for insurance companies and he investigates people to reduce their insurance payouts.
The scary part is that even just commuting to work isn't covered in a lot of driver's insurance, so what makes you think FS is!
Worldtraveller
electronics are not bad, they just need to be designed properly. Electronic control is what makes your car drink less fuel and to be fair has been running the majority of cars for the last 15+ years. Yes there is a cable from the pedal but its connected to a sensor that is in turn connected to an electronic timing and fuel management computer!
I once had a GM dealer tell me in 2007 that the reason most US GM cars DIDN'T have ABS was because the public didn't want it! WTF!!!! Seriously? Ok the US GM had a problem with ABS systems failing due to bad design (tried to make their own rather than use bosch) but that is just dumb!
If you think any of the other car companies are any better than toyota, think again! Due to the scare mongering press, a high degree of patriotism and buy america retoric in the states the only difference is that the others haven't hit the papers yet! I don't remember public outcry when ford recalled all their 3L v6 engines due to potential fire/explosion hazards, or the seatbelt tension system failure! How about the serious injuries recently from airbags in hondas?
Would I buy a chrysler, or gm or a toyota? It would still be the toyota. (btw I own a ford, a vw golf and currently waiting for my caterham 7 kit to arrive)
There are over 2 million toyotas sold each year in the us alone not including lexus. Even if 36 cars had been destroyed thats still only 0.0002% of the cars sold per year! Thats nothing in the cost of fix vs payout analysis, if the truth be known toyota are going way over the top because they don't want to be branded as the next pinto!
One of my areas of expertise is in human interaction in emergencies. In the past I have worked on railway train escape systems after labroke grove, bercy france and selby. (the uk memebers on the board will know these names well). The truth of the matter is that no one really knows how someone will react in a life threatening situation, until they are actually in it. You would be amazed how many seemingly competent people will freeze up under pressure. Even more concerning is how many freak out! From this, I am leaving out my view on the majority of north american drivers!
If these issues (as you righly pointed out we can't speak to the dead) were all caused by the throttle failure, i wouldn't be surprised if some of these were exacerbated by panic. I also wouldn't be surprised if the failure of the throttle system has a chain effect in the gearbox. But please don't slander a company based on half facts and what is written in a magazine that fails to give a fair and balanced view.
From this some half wit will jerk his knees upwards and bang them on the underside of his desk and put in some half cocked, half baked "safety" solution that will cost the auto industry millions and solve nothing! Cars in the states, will get bigger and heavier so they are more "safe".