I spoke to a JW who would not let me assign any blame to the FDS/GB for their "suggestions." She was like, so your parents didn't go to college and served for years where the need was great (in poverty) and then struggled with kids and a WW business and no healthcare- nobody made them do it! They were dumb! This was the same JW when I told her that we really weren't allowed to have questions about the org, doctrines, etc. denied it. She told me of course you can have questions that's what the mags are for- when I stated that's what I had questions and concerns about she didn't have anything to say.
I found it funny that she said if you work a menial job and don't go to college, don't save for retirement, etc, well that's your dumb fault- pretty much saying that you don't really have to listen to the things printed in the literature or stated from the platform, but still if you have questions go to the literature.
I only met her one time, but in conversation with her- she's a friend of a friend, she struck me as being a very "(low class)worldly" JW cursing, had some vulgar behaviours. I don't really fault her for that, but she made a big deal out of the fact that she would be standing on the Paradise side waving bye to me when I get the ax at Armageddon. She payed lip service to the GB but admitted to not really following what they say. It was basically like she's trying to stay in the org to "get life" and get away with as much as possible. She was still able to look down on me though for not wanting to have anything to do with the org.