Page 14, paragraph 12-14:
Some may hesitate to get baptized out of fear that they may be disfellowshipped at a later time. Do you have this fear? If so, such fear is not necessarily unhealthy in itself. Baptism is not a contract that restrains you from doing things that you would secretly like to do. Baptism is an important step for those who want to be saved. Whatever reasons there are for your hesitation to get baptized, you need to resolve such issues and concerns.