A couple who were dating that I knew had a similar situation. They had been dating for about 6 months and then had sex. Full out sex. Hot steamy, body writhing sex. No 'heavy petting' or 'brazen' conduct. Anyways, the female was DF'd but the dude was scot-free because the elders felt that his understanding and commitment leading up to the 2 holy questions (he answered yes) was tenuous. So they wrote the Canadian branch and several weeks later gave a local needs talk on why it's important that your dedication be whole-hearted and why the dude was not DF'd while she was. Kicker was she was there at the talk. Can only imagine what she was thinking - epic fail. What a loophole *!
So they announced that his baptism was henceforth, forevermore, duly nulled and voided! So he had to go through the whole ordeal again and about a month before the baptism, he buggered off. So in the end he won. Got sex and a free ticket out. The couple never got back together either and she remained DF'd. Lopsided.
*disclaimer - Your mileage may vary depending where you live in the world, the culture, the mood of the boe, time of the month for the holy spirt and if the presiding overseer's wife is fully informed.
Cheers...
- should add that this occurred some 20 years ago. Since that time, I've only heard of this situation 3 more times.