Whisper to her that most JWs in her position are going back for medical degrees (seriously!-- RNs can work 3 days a week and 'pioneer', other degrees are as Respiratory Therapist, Pharmacy Techs, Lab Techs, Cardiovascular Techs, and Surgery Techs- all can have 4 day work weeks which again can be sold to her as 'pioneering or aux pioneering worthy careers'. They all have good pay and benefits!
IF she says no....cite me (a friend) whose mom is older than her but got her LVN so she could work through getting her RN and is now working on her BSN (paid for by her employer no less!)and will eventually get her MSN because teaching online courses also affords a lot of personal freedom as long as you take a netbook along in FS!
It isn't about pursuing higher education to glean 'wealth' but to afford her the ability to pioneer and 'do more' ........even perhaps go where the need is greater!
I don't care how you spin/package it just sell her on it so she can support herself and you can have a little breathing room!
Lots of government help too! Use all available without shame if it guarantees her never to be in need again!
All it takes to starts is filling out this--->>>> http://www.fafsa.ed.gov/