Sad to hear that for the congregations involved.
The move to self funding "insurance" was meant to simplify the whole arrangment.My uncle was the secretery of the commitee that in NSW Australia had oversight of the KHs in NSW.This group is called "The Congregation of JW in NSW Australia".This is the same apparantly worldwide and is done to technically have no connection legally with WTS so if/when WTS assests are seized the KHs are not included and would stay free.The funds collected go into a seperate interest earning account and they use this fund to assist halls in times of an insurance claim.
By going to this arrangment now the public (insurance companies and in turn the government) dont have a easily compiled assest value of JW in that country.
Perhaps that comitee in the UK have invested the funds and cannot access yet? I never found out more about this arrangment from my Uncle as he passed away a few years ago.
The Comitee arrangment i mentioned above in each country actually owns the deeds to that KH and not the Congregation using it ,not top secret but something generally only the Elders know.
I was the Account servant in my past JW life and everything is geared towards donating to the Society.Any purchases made for the KH which had included GST(tax) could be reclaimed as Churchs exempt but the Society forms were geared to donate this refund of tax to the Society rather than the congregation that spent the funds originally.
Count your cents and the dollars will look after themselves.WTS is all about getting every last cent available.Of course it is a not for profit and needs every cent as its "income".I always seemed as it prided itself in saying no collections taken but they honestly have so many ways of recieving donations and parts on the Kingdom ministry ,in WT and at conventions about donations.They may not pass the plate but talking about it so often is hypothetically passing a plate.I always felt that way when i had to do a part on donations in Service meetings.
KHA i do hope all works out well.Regardless of who/what/where its good when things work out as they should be.