is there any language in the letters that says the title is not signed over to the watchtower society if the loans are paid on time or whatever?
if there is, then technically they could run the same sort of manipulative scams that played a part in the housing crisis.
that would probably be part of the reason why the costs go up soooo high, if the costs skyrocket and the congregation can't pay it (which from the sounds of things many probably couldn't) then the wtbts would have some nice new property.
my hall had a kitchenette after it's remodel.