titch, the retirement planners that helped me look ahead recommended writing a life slogan or statement, put it on a business card, and carry it around. The western concept of tolerating work for a deferred leisure in retirement is so contrary to how people live and enjoy their lives. I just came out of two years of underemployment. There were days I enjoyed watching the flowers grow (literally!). I know that I can DO retirement. I can slow down and move through my day like molasses, savouring every moment. But I will never be bored. I make sure I do work I enjoy.
I am a little passionate about this, because the alternative is intolerable to me. I saw enough civil servants who were dragging themselves to work every day, hating their jobs, "trapped in golden cage" of their own making. They were going to eke out every penny of pension that was owed them. In the meantime, they corroded their insides with misery.