Angry Health Care Rant

by ctrwtf 24 Replies latest jw friends

  • LisaRose
    LisaRose

    Not every healthcare facility takes Tricare insurance and if somebody has Tricare insurance and wants to see a doctor that does not participate in that insurance that doctor cannot see that patient and charge him an office visit fee

    Yes, this is true. Like with many managed care plans, you do have a more limited selection. But it has not been a problem for me, I have always been able to find great doctors. I also was originally forced to go to a military treatment facility for specialty care, and that was not good for me, but I was eventually able to go to my own specialist. I also had to pay cash for some "out he mainstream" physical therapy. The point I was trying to make is that the government has managed the health care for millions of people, and in most cases it works very well and is fairly efficient and cost effective. My husband could get insurance through his current employer, but Tri care is substantially cheaper for us, so we stay with it.

  • ctrwtf
    ctrwtf

    Wide awake: Yes you are paying more but it's for better coverage. Under the ACA you have at least one free physical per year. You also can't be denied coverage for pre existing conditions. If you care about your children, they are also provided exended coverage until age 26 under the ACA.

    Jgnat: Love the video. It touches on every reason why we in the USA are screwed. I'm glad that someone from Finland with deep pockets can come to the US for untested, unrealistic procedures. Why do I need to pay for it?

    Nonjwspouse: The IRS is NOT in charge of healthcare. Stop watching FOX news.

  • BizzyBee
    BizzyBee

    but Obama care is a disaster.

    You are brainwashed and do not know what you are talking about.

  • zed is dead
    zed is dead

    It wouldn't be a disaster if red states would take the expanded medicaid funds. It is a GOP fuckup.

    zed

  • zed is dead
    zed is dead

    The last ime I had employer healthcare, my deductible before getting anything back was 10,000 dollars! And after that, I only would get 80% back. I paid $200 dollars a month for it. What a fucking ripoff!

    I am not impressed with the GOP and what they think is best. They are owned by the insurance companies. A single pay solution would be best, but the insurance company leaches wouldn't get their cut.

    zed

  • zed is dead
    zed is dead

    A little joke:

    What is the difference between an insurance agent and a hooker?

    Not a hell of a lot.

    zed

  • Wide Awake!
    Wide Awake!

    CTRWTF said: "Wide awake: Yes you are paying more but it's for better coverage. Under the ACA you have at least one free physical per year. You also can't be denied coverage for pre existing conditions. If you care about your children, they are also provided exended coverage until age 26 under the ACA"

  • MeanMrMustard
    MeanMrMustard

    @ctrwtf:

    I have said it here before, and I still believe: The problem is not the market. A true market would help matters. We spend too little time asking why the cost of health services is so expensive and instead focus on just figuring out a way of paying for it. There are good economic reasons why some (including me) oppose the ACA, as well as single payer programs. It is not just partisan politics. There are also good economic reasons why the consumers must be attached to the cost in some way (see link below).

    That's the back story. Now the reason for my rant is that a-hole Republicans still are fuming about so-called Obamacare. I find it ironic that the party that touts personal responsibility doesn't want to part with a nickel to be personally responsible about their own health needs. "I'm young and don't need health insurance." Really? If you get in an accident or need your appendix removed it's going to cost anywhere from 50K to a million bucks. Do you have that cash floating around? "No, but I'll pay it off over time." Guess what Einstein? The hospital is going to send you to collections in three months time then write off the loss and pass the cost on to the next consumer. That said consumer being me, the guy that pays for health insurance at an inflated rate to cover your irresponsibility. Now let me state for the record at this point, I'm not mad about those that because of personal circumstances cannot afford to be responsible for their own needs. I'm mad at people that complain that the govt is forcing them to be responsible. BTW, republicans have yet to forward ANY ideas to solve this enormous issue.

    I try to view the issue outside of the Republican/Democrat framework. But I wonder if you are viewing a free market solution as a lack of solution - as if the only valid solutions are in the domain of new government programs? So, when a more conservative Republican tries to speak about returning to a market, you feel he/she would just like to undermine the current law that was, at least, an attempt to fix things. I do agree, we have a messed up healthcare system now, but we are far from a real market.

    Personally, I think the best healthcare systems in the world are single payer, govt sponsored. But if you dare to forward that idea, you get the inevitable, "Ya, but people from all over the world come to the USA for advanced medical treatment maaaan." Okay, less than a handful fo people come here every year for some exotic treatment. Meanwhile, life expectancy in every other first world country is surpassing the good ole US of A. They're also spending less per capita on medical treatment.

    I don’t give that response normally. We went down this path about 8 months ago. Take a look at this thread, starting on pp. 11. I defend a free market in health care, with much of the same responses.

    http://www.jehovahs-witness.net/social/current/262749/11/So-are-Republicans-now-openly-terrorists

    Incidentally, that thread was also ragging on Republicans. There’s not much difference between the two parties these days.

    When consumers are separated from the cost (the price), it means that they aren’t paying attention to the information conveyed within that price. The doctor too doesn’t get a good view of the real demand. It looks inflated because a rich single payer is paying for the increase in care usage. There will be an expansion for sure, and prices will rise. The incentive to expand comes from more money flooding into the system, whereas, if a prices were to fall from a real market, the expansion would come from actual demand (people being able to afford the care). In time, prices will continue to rise - after all, what keeps them from rising? Demand looks off the chart to the providers, and the price will rise. Eventually, it will have to stop. Price fixing (which will cause shortages) or rationing will start to occur.

    To be fair to all those people (you make them sound like hippies ... maaan.. :) ) telling these stories of coming to the USA, it makes a lot sense. Once the rationing kicks in, you might find yourself on a waiting list for an important procedure, one that really can’t wait.

    I'm not sure if this is the forum for such a secular discussion. But I wiil say that the dubs as a people could care less about being fiscally responsible. Janitors and pioneers don't usually have enough to spend on such things as personal responsibility. Maybe they should purchase some "miracle wheat" to deal with what ails them.

    I don’t know about that. I know a lot of currently active JWs that are fiscally responsible, on matters of health care and otherwise. On matters of health care, they too are dealing with the increased cost like everyone else.

    MMM

  • MeanMrMustard
    MeanMrMustard

    jgnat,

    I responded to the video you posted above (vlogbrothers) in a previous thread. I agreed with most of what he said, but I don't see that as an all out reason to go into single payer. Here is what I said in that other thread, since that thread was very long:

    Your first video: (https://www.youtube.com/watch?v=qSjGouBmo0M&feature=player_embedded) - I did watch it but I did not comment on it. The maker of the video (vlogbrothers) fires off many many points, hard and fast. It makes it tough to respond to everything there. However, since I agree with a lot of what he says, it is somewhat easier. I have no reason to really disagree; he is right, we spend way too much on healthcare. The problem is not over utilization, it is not that we are inherently sicker, and it is not because things just cost a lot here. I keep bringing it up that people aught to ask why it costs so much, not attempt to just pay for it. I also do not think it is because of inelastic demand. It is because we have systematically, over a long time, gone away from the free market and caused all sorts of distortions in the pricing mechanism.

    One interesting point - he mentions malpractice insurance somewhere around minute 4. He states that it can't be that either because Texas enacted Tort reform (although I don't know the details, I can assume it was meaningful reform for the sake of the argument) and the cost of healthcare fell only 0.1%. I have no reason to disagree, after all, what is pushing the price down? It is not enough just to remove the barrier for the price to fall, you must also have a meaningful market with competition to push down the prices. That doesn't happen the way we currently do things (employer based insurance or medicare or medicaid).

    I think the point I've been trying hard to make is that the way things are now - as messed up as they are - have come about by a process, a process that started with wage controls during WWII, and continued on to today. More and more of the free market was replaced with subsidies, distortions, or special privileges....

    MMM

  • jgnat
    jgnat

    MMM, I'm pretty sure I responded to your comments on that other thread. If I'm wrong, I'll eat my words. I see you have supreme confidence in the free market, and that it will cure all ills. I'm not as reassured. There are some services that are better served collectively. I would also put power and water networks on the list. I think those networks have suffered from deregulation and decentralization.

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