Many people live as if there will be no tomorrow, but it's irresponsible that an organization encourages them in this stupidity. I never bought that attitude, after the run up to 1975 I decided that it would be smart to save for my retirement, just in case. If they were wrong once, they could be wrong again. Unfortunately I lost a lot of my retirement due to a stock fraud and my company going under, but I still have more than most people my age.
My parents had a secure job with a small house provided for them (in a very nice area of multi million dollar homes) as caretakers for a wealthy woman. Their duties were light, they could always hire others for anything that was too much for them, and I doubt they would have ever lost their home as long as they were alive, but no, they had to go somewhere else where they could spend more time in service. All they had $500 and social security. They moved four times in the next five years. Fortunately my brother had a rental home, he took a loss so they would have a roof over their head.
The organization is irresponsible to pretend that armageddon is imminent and there is no need to save money, and of course they won't help out when the people who took their advice turn up destitute. Naturally, if people do manage to save anything for retirement the organization is happy to take their cash when they die. Hypocrites.