It is our experience that love of money brings action towards accumulating abundance of wealth which ultimately convinces the owner that “I was wasting my time” which in turn motivates him to turn into philanthropy (like Bill Gates and co did). This is a perfect design (designed to work independently of God) like a journey of which the first half is wasteful and the second half is fruitful, and it is to be viewed as a whole. It means question of what is right and wrong is irrelevant. Hence it is unlikely that Jesus would say: “it is easier for a camel to go through the eye of a needle than for someone who is rich to enter the kingdom of God.” (Mathew 19:24) Verse is obviously attributed to Jesus by later writers.
This means question of morality is not complicated if viewed as a whole process. Donating a house to a homeless person is right when done by an individual. But same act when done by a King is wrong because king is bound to help all the homeless persons; helping only one person would be partiality. That means viewing as a whole is the key. When viewed as a whole, even materialists do a great service because it is our experience that without them the religionists would become extreme human rights violators. It means even atheists (though working independent of God) work for the good of the humanity.
Viewing as a whole comes with experience. In such experience even the question “Does God exist?” is irrelevant. That question has not been lived, experienced. It is just a bunch of: “Yes, because …….or No, because…….” then we add stuff to support our thinking……no experience. If there is experience, that question wouldn’t be asked.