Longhair gal Thanks for the pm.
As I said a therapist explained her behavior to me and helped me to grasp why an adult would resist the basic math of aging and saving money for retirement.
She was on the edge of schizophrenia with "magical thinking". MOST adults grow out of believing in Santa, the tooth fairy, Prince Charming, and imaginary friends. SOME never do. Life is a HUGE disappointment for these gullible people as they age, grow old, and eventually die. Their parents die...and no longer support them. Magic money on trees does not exist. Hospitals are not free. Watchtower appeals to people with magical thinking.
A big SKY DADDY does not provide free food shelter and clothing, and it is not safe to pet lions and tigers. A fruit basket lady will not bring you free tropical fruit while you lay forever on the grass overlooking a view in the Alps.