"When most of your members are not highly educated and working low-level jobs, it’s definitely going to have an effect."
Here is the key that WT just doesn't seem to get. I don't know about you all but the cost of living has not gone down over the years. The retired working man/womans pension no longer exists. If you have no insurance with your employer or are self employed, the cost of health insurance for a family can out weigh even your mortgage. The cost of food, utilities, housing, education, etc. is NOT going down. WT doesn't get that. How can you understand when you are in your JW bubble with all expenses paid.