People don't harm other conscious beings and help and assist other conscious being- that are "non- agents"- not because it is the moral thing to do but because of human feeling, compassion, empathy, love. Such human feelings are not standards. People will do those things based on human feeling.
Lets consider "morality" from what the Bible says and I am not saying that's morality. The word morality is used in the Bible aprox. 99 percent of the time in the context of sexual immorality, that's it. And according to Saename, such consentual conduct is not harming anyone.
In the US, it is too risky to try to help someone besides giving him a couple of bucks because you can get sued. Let's say you are on the train and you see what you believe is someone getting robbed and you intervene and for some reason the person is injured, you can be held legally responsible, or maybe they will implicate you as part of the robbery, or maybe what you believe is a robbery is not a robbery at all but part of a bigger picture between the two people and you wind up helping the wrong person.
If morality exists then the morality I see is mostly survival and not getting caught and that's if you want to call that morality. Well-being is based on human nature not social construct.