Are they purchasing the car from you using their own financing? Or are they merely making the payments for you while the vehicle stays under your name?
Yes, they will have their own financing. The car will be totally out of my name.
FreedomFrog
JoinedPosts by FreedomFrog
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44
I'm in a position to make a very difficult decision...
by FreedomFrog inok, here's the thing.... i have a 2004 ford taurus.
it's really nice with sun roof /power seats/heated side mirrors/the works and it's mine but with a payment of $310.
i was just offered to take a 1995 saturn (still runs decent) for the taurus but with the '95 i will not have a payment though there will be more maintenance on it.. i love my taurus, it makes me feel like i'm still human but i'm very much strapped with finances.
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FreedomFrog
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44
I'm in a position to make a very difficult decision...
by FreedomFrog inok, here's the thing.... i have a 2004 ford taurus.
it's really nice with sun roof /power seats/heated side mirrors/the works and it's mine but with a payment of $310.
i was just offered to take a 1995 saturn (still runs decent) for the taurus but with the '95 i will not have a payment though there will be more maintenance on it.. i love my taurus, it makes me feel like i'm still human but i'm very much strapped with finances.
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FreedomFrog
Have you looked into re-financing the car loan?
Yes I have and the banks won't even talk to me. My credit is so shot.
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44
I'm in a position to make a very difficult decision...
by FreedomFrog inok, here's the thing.... i have a 2004 ford taurus.
it's really nice with sun roof /power seats/heated side mirrors/the works and it's mine but with a payment of $310.
i was just offered to take a 1995 saturn (still runs decent) for the taurus but with the '95 i will not have a payment though there will be more maintenance on it.. i love my taurus, it makes me feel like i'm still human but i'm very much strapped with finances.
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FreedomFrog
My car gets great mileage.
The Tauras gets about 27 miles the Saturn gets about 36 miles. Though, I don't drive much so the mileage didn't make much a difference to me because of that fact.
depends on how long the payments are for on the taurus.
I have payments on the Tauras for 5 more years.
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44
I'm in a position to make a very difficult decision...
by FreedomFrog inok, here's the thing.... i have a 2004 ford taurus.
it's really nice with sun roof /power seats/heated side mirrors/the works and it's mine but with a payment of $310.
i was just offered to take a 1995 saturn (still runs decent) for the taurus but with the '95 i will not have a payment though there will be more maintenance on it.. i love my taurus, it makes me feel like i'm still human but i'm very much strapped with finances.
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FreedomFrog
The Ford Taurus is a very safe car in accidents.
Do you know anything about Saturns? How safe are they compared to Taurus?
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44
I'm in a position to make a very difficult decision...
by FreedomFrog inok, here's the thing.... i have a 2004 ford taurus.
it's really nice with sun roof /power seats/heated side mirrors/the works and it's mine but with a payment of $310.
i was just offered to take a 1995 saturn (still runs decent) for the taurus but with the '95 i will not have a payment though there will be more maintenance on it.. i love my taurus, it makes me feel like i'm still human but i'm very much strapped with finances.
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FreedomFrog
you're going to have to put aside money every month to cover the inevitable breakdowns.
True. I thought about that but I don't think that I would have a repair of $310. a month. I can start building a savings for such things. I do worry that if I take the deal the '95 will totally crash and I'll be out for good but the thing is, I guess the '04 could do the same thing too. Ugh...I hate hard decisions.
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44
I'm in a position to make a very difficult decision...
by FreedomFrog inok, here's the thing.... i have a 2004 ford taurus.
it's really nice with sun roof /power seats/heated side mirrors/the works and it's mine but with a payment of $310.
i was just offered to take a 1995 saturn (still runs decent) for the taurus but with the '95 i will not have a payment though there will be more maintenance on it.. i love my taurus, it makes me feel like i'm still human but i'm very much strapped with finances.
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FreedomFrog
Ok, here's the thing...
I have a 2004 Ford Taurus. It's really nice with sun roof /power seats/heated side mirrors/the works and it's mine but with a payment of $310. I was just offered to take a 1995 Saturn (still runs decent) for the Taurus but with the '95 I will not have a payment though there will be more maintenance on it.
I LOVE my Taurus, it makes me feel like I'm still human but I'm very much strapped with finances. I live basically day to day with bills and other things. I find it difficult to make ends meet but I tend to do make them meet somehow. I seem to be 2 weeks behind on Electric/Car payment every month. If I did take the "deal", I would be out of a debt of a car which I really can't afford and I can do a bit more fun things with my kids rather than always telling them "no hunny, I can't get your school pictures because we can't afford it right now". With the '95 car I would be out of debt totally but I wouldn't have ANYTHING nice at all.
At the moment, my thinking is, I won't have anything nice for a while but after I get through college I can then get a car I really want. I can then start building my life better. Then a voice in my head says "yeah, but you don't have ANYTHING (material) besides your car so do you really want to lose it too?"
Losing the '04 for the '95 will make me feel sad because I then will not have anything to my name to speak of but I will be able to save more. Keeping the '04 will make me feel sad because I'm so strapped that my kids are also suffering.
I think I'm going to take the deal because I feel the '95 is in the best interest of me and the kids but it's a difficult choice because I so love my car. hmmmm. What would you do if you were in my situation?
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26
Okay! I Can't Take It Anymore........
by journey-on inwe've let our guard down since terry's been gone.
i'm ready to resurrect the infamous spelling post!.
http://www.jehovahs-witness.com/6/138846/1.ashx.
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FreedomFrog
Yes, I concuer. All these grammer eras are highly distracting and anoying.
Heehee, John Doe...I assume you're kidding cause I found 4 "errors" in your post...lmao
Yer to funnie!!
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140
Share one or two interesting things about you we probably didn't know
by Gopher inwe have such an interesting group of people from around the world on this board.
it might be interesting to have a thread where you discuss a hobby, something interesting that happened in the past, somewhere you've been, etc.. not deep, dark confessions - just interesting stuff.. .
* i have travelled into all 48 american states that are not named alaska or hawaii.. * for the past few years, i have had a slight walking impairment due to a form of arthritis known as ankylosing spondylitis.
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FreedomFrog
I use to work for a Bird Rescue place. I was their trainer or rather helping their birds adjust and realize all people are not that bad. I'd take in the meanest, "worse" birds and rehabilitate them so they could get good homes. Not one bird was too "damaged" to be rehabilitated. I'd then teach the new owners how to deal with their birds because I feel there is not "bad" bird just uninformed people who do not know how to handle them.
I'm an artist and use to sell my art work. Sold quite a bit back in the days.
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FreedomFrog
Actually, when i went to counseling a week ago because I thought I was going "nuts" and my Doctor sent me to a "crisis" center.
About an hour through the assessment the therapist said that I'm not in a crisis situation and that he was impressed at how well I was handling things under my situation. The nicest things he told me was "it takes a strong person to undergo even just one thing and here you have over 5 major things going on and you're still able to joke, have a sense of humor, and manage...that's impressive and amazing!!!".
I'm majoring in Psychology so maybe my classes are paying off...heehee
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24
Someone is banging at the door screaming threats....
by Elsewhere in... and what does the lady in the movie do?
she opens the door.. why are movie characters so stupid?.
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FreedomFrog
If someone is chasing me the shoes come off and I haul A$$ without looking back!
Yeah I agree...especially in those very spiked heals...hmmm. Or when they are trying to be quiet and their shoes go tip tip tip.