IQUIT:
Very wise of you to have prepared for retirement whether this was because you were ‘having doubts’ about the religion’s teachings or because it’s just plain common sense!
As for those JWs that you mentioned who sold homes, etc. to go ‘where the need was great’ (a repeat of the ‘75 mistake)…and ‘never recovered from that blunder’ - they are among the ‘needy’ there looking for handouts. This is in addition to those who hardly worked and were in the ministry for decades.
I made it clear to my friend mentioned in my OP that I’m glad I’m not there and would not tolerate being in an environment where I would be targeted to give money. What others tolerate is their business.