My car has 290,000 miles. I live in a 350 square foot studio apartment which doubles as an office for the two very small businesses that my wife and I run. We can't afford health insurance, workers comp, retirement or any other perks that would be nice to have.
Yet I'm perfectly happy with where I'm at and the direction I am going.
Please excuse my optimism for believing that the short term pain of energy costs are going to be for the betterment of our long term future.