As a former legal secretary, and someone who has filed bancruptcy many years ago, I have one question about your vehicle. You state you have made such and such payments over a certain amount of time.....unless you made 3 consecutive payments that car would have been repoed.
I would let this go....Most attorneys work on the basis of time. In other words, your time, your money, your stress not theirs. We had a topnotch attorney who kept us waiting 5 years on a bankruptcy filing. We lost a home, a vehicle, and time which is now counting against us.
My advice? let it go, you will probably pay more for his rep than the car will be worth by the time it is all over.
r. Just my opinion.