I woke up in my late 30s but I was a "weak publisher" for at least 10 years before that. I had worked full time since I was 22 and my wife convinced me we should buy a house when we were in our mid 20's.
I did miss out though on a lot of hobbies that I enjoy all those years because of the shame and guilt that the Jws laid upon me.
although we still attend we are career oriented and put our own financial future ahead of the watchtowers.
if I could go back would I do it differently. For sure! But i can't go back so I just have to live each day and not make the same mistakes I made when I was younger.