I am so glad that you brought this up.
After my child graduated from high school some years back. It was suggested that it would be best if my child took a year or two to do full time FS work.
I stated that if my child didn't go to college they wouldn't have any health coverage because at the time i was not working, and that while in college they would at least be covered, and my question was what if anything happens in FS, how would i pay the medical bills without insurance.
The reply was wait on Jehovah.