Good to see that you are doing well, with the NHS-provided healthcare coverage that you have over there. You know, here in the U.S. there are so many people who have had what I call the "bootstraps mentality", the "bootstraps mindset." That is, the thought is that everyone should be able to just "pull themselves up by their own bootstraps." So, with regards to health-care coverage, the mindset has been that coverage should be a privilege, not a right. Health-care coverage should be ONLY for those persons who are able to afford to pay for it outright, or afford to pay for a health insurance policy. And, if you can't afford either one of those situations, then you're just SOL. And, I'm sure you know what "SOL" means. But, that's the United States for ya. (Or, SOME people in the United States) Oh, well. Best Regards, everyone.
Titch