El Guapo, you've gotten lots and lots of great suggestions here. We know it's hard to just suddenly change your life habits overnight, but trust us: once you make these changes and assert control of your own life you'll wonder why you were fearful and delayed.
We were there, we get it. But we did it and you can do it to.
I really like the idea of jgnat's "broken record" technique. It might help you to take a look at the underlying principle behind it, the psychological principles which make it hard for you to do it now, but will give you the personal power to do it when understood and internalized.
Check out this thread. I think you'll find it helpful: