I've often wondered if these JWs who volunteer to help out are insured by the society in case they are injured during the work they're doing. I also used to wonder about this at their kingdom hall building projects.
I can tell you that my mom's congregation was taking a turn picking fruit at the Watchtower Grove in Immokalee, FL. Mom went to get off a wagon that was bringing them back to the sorting plant. She got off the wagon wrong, stumbled and broke her arm...seriously enough that they had to do surgery to put in titanium rods. My dad was so pissed. He said that no one even offered any kind of compensation for medical bills or anything. He was pissed and wanted to file a suit, but my mom insisted that he not do it. They were lucky that they had health insurance....otherwise, they'd have been screwed.
Ern